What is Amanah Saham? cara beli saham goto There are many terms such as ASB/ASM/ASN/ASNB. Let me explain to you what they mean and how they work.
A lot people wanted to know what is Amanah Saham (a local unit trust in Malaysia) and how to invest with it? So a few term in Amanah saham, example ASM , ASB, ASNB and ASN, I believe most of us are pretty confused with this term so let me clarify each of these term one by one
1. ASB, Amanah Saham bumiputra it is the name of the fixed-price unit trust that is open only to bumiputra investors. Fixed-price unit trust means that the fund price is fixed. In this case, it's 1 ringgit malaysia for ASB. The price of the unit won't ever change. in other words its capital guarantee so when you invest a hundred ringgit malaysia into ASB. Your capital will always remain as 100 ringgit malaysia because like I say, the unit price is fixed it would never go up or go down.
The ASB unit trusts are ASB ASB 2, ASB 3, and for each of them the price per unit is 1 ringgit Malaysia. The historical return on these funds has been greater than 6% ASM.
2. ASM is the fixed-price unit trust available to all Malaysians. so whether your bumiputra or not, you can invest in ASM it is a fixed price unit trust, meaning that the price per unit is set at 1 ringgit malaysia as well and it will never go up or go down in other words capital guarantee. There are 3 ASM unit trust namely, ASM ASM2, ASM3 talking about creativity right. All three ASM unit trusts have a fund price of RM1 for each unit. The historical return on all three has been over 6%.
3. then, there is ASN, Amanah Saham Nasional this one is a little bit different this is not a fixed price unit trust. It is a variable-price unit trust. This means that when you invest in an Amanah Saham Nasional, the fund price may vary from one day to another.
It could be RM1 today, but tomorrow it may go down to RM1.10. This will depend on the performance of the underlying asset. All Malaysians can invest in this fund. Eight of these funds are available in the market
4. Finally ASNB, Amanah Saham Nasional Berhad. This is the fund manager that manages the ASB ASN ASM funds.
All these terms should be clear to you now. ASB is a fixed unit trust that is only open to bumiputra ASM is a fixed unit trust that is available to all Malaysians ASN is based on varying prices and is open for all Malaysians ASNB manages these three funds.
Well, we all work hardly to make money either online of offline, and we should leverage on investment, to let our hard earn money make money for us as return. If you don't want to take risk like invest in stock market, Amanah Saham unit trust will be a good option for you to invest in. Good luck for your investment journey.